Chapter 7 Fresh Start
Stop Garnishments and lawsuits!

 
            Chapter 7 relieves you from virtually all debts.  You can normally keep certain debts, such as home mortgages, vehicle payments, and property  loans as long as  you continue to make your payments on time.  

            When filing Chapter 7 Bankruptcy, you
can keep your house, vehicles and other property.  Most people do not have more equity in these items then what is allowed by law.  If you do  happen to fall into this rare category, you can file a Chapter 13 bankruptcy and still keep your property.

            The Court will object to you keeping a debt if the debt will cause you undue hardship.  This means that your budget has to show that you are able to  make the payments for the item you want to keep.  The Court also objects to luxury items.

            Most people
do still qualify for Chapter 7 Bankruptcy under the current law.             

            If you have not filed a Chapter 7 bankruptcy in the last eight (8) years, and have not completed a Chapter 13 Payment Plan in the past six (6) years,  then there is a good chance that you will qualify to file a Chapter 7 Bankruptcy. 

            For Muskingum, Washington, Coshocton, Guernsey, Morgan, Noble, and Perry County, my office normally charges a fee of $551.00 in attorney fees  for one individual or $626.00 for a married couple filing together.  The Court charges a fee of $335.00 in court costs for Chapter 7 bankruptcy  cases.  Because business bankruptcies are more complicated, the attorney fees will be more. 
 
            If you do not live in the above listed counties, please contact my office for further information.  We do represent clients in other Ohio counties whose  hearings are in Columbus or Bellaire for a higher fee.  Call us or click
here for a FREE Chapter 7 Bankruptcy information package, which includes the forms to start the Chapter 7 Bankruptcy Process.





JEFFERSON H. MASSEY
ATTORNEY AT LAW

‚Äč


30 SOUTH FOURTH ST., ZANESVILLE, OH 43701

Phone:  (740) 453-5544        (800) 726-5243     Fax:  (740) 453-6956

masseylawoffice@yahoo.com














Filing Chapter 7 Bankruptcy

attorney at law

Jefferson H. Massey

30 South Fourth St., Zanesville, Ohio 43701

(740) 453-5544, (800) 726-5243,    Fax: (740) 453-6956

‚ÄčEmail:  masseylawoffice@yahoo.com